EER022: Gap Years, Family Travel Insurance & more

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EER 022: The Intrepid Johnsons discuss Family Travel Insurance & more

Gap years, family travel insurance and more — from mid-life crisis to mid-life opportunity! When Nick Johnson turned 40, he and his wife Sam made a radical decision: instead of buying a bigger house, a new car or some other similar purchase, they instead decided to rent their house, fill two backpacks and hit the road with their two young boys for a year, with the goal of circumnavigating the globe over 12 months.

Gap Years, Family Travel Insurance & more

At the time of this interview, they had seen 9 countries in 9 months. Here we discuss what they’ve carried with them, what they’ve learned along the way, and some insight into family travel insurance, as Nick happens to be an insurance lawyer. Tune in as we discuss snakes, credit cards and life before Skype (what some kids might call “ancient history”).

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  • Names: Sam and Nick Johnson, and their sons, George (5 y/o) and Tomas (3.5 y/o)
  • Hold passports from: The UK (Brighton)
  • Type of travel: Year-long, RTW trip
  • A few places they’ve been (so far): China, Japan, Thailand, Malaysia, India and Nepal

Find Them On:  The Intrepid Johnsons


  • Nick turned 40, but instead of buying a bigger house or suffering a mid-life crisis, they decided to hit the road.

EPIC RULES & ROUTINESEER022: The Intrepid Johnsons and Family Travel Insurance

  • Every night, taking time to go through highlights of the day.


  • Nick took a 12-month sabbatical
  • They rented their house, used savings & re-mortgaged house
  • Re: credit Cards, they use the Halifax Master Card (no forex fees while overseas)
  • Nick’s Family Travel Insurance advice:
    • Read the fine print of what’s covered: look at what’s excluded, not what’s included
    • Make sure you’re covered for activities you plan to do: such as SCUBA diving, Rock Climbing, or trekking in the Himalayas.
    • Remember that health costs in the United States are extremely high — many insurance plans have a “USA included” and “USA not included” price. Including health care insurance coverage in America can make the premium spike.
    • Consider any pre-conditions you or your kids have (ie asthma, etc) and make sure the insurer knows ahead of time.

EER 022: The Intrepid Johnsons discuss Family Travel Insurance & moreEPIC ESSENTIALS


  • George & Tomas were in Montessori pre-school before traveling. On the road now partly because they wanted to travel before the kids started school.

EPIC RESOURCESEER 022: The Intrepid Johnsons discuss Family Travel Insurance & more


  • “We hesitate to give anyone advice because every family is different”
  • Travel at a slower pace
  • Kids mirror you feelings: if you’re calm, they are more predisposed to be calm
  • Get to the airport early


  • Pembrokeshire in western Wales
  • Trekking in Nepal to the Annapurna base camp
  • India and the Andaman Islands


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